Mortgage rates just delivered something sweet again this week—no sting for buyers or homeowners! 🍯 As part of my ongoing Honey vs Sting weekly update, I track whether rates are improving (honey) or getting worse (sting). This week, we’re in…
The Federal Reserve is expected to cut its Fed Funds Rate next week—but here’s the catch: mortgage rates don’t automatically move with the Fed’s rate decisions. If you’ve been waiting to refinance or buy a home, you may be wondering:…
Welcome back to The Mortgage Buzz, where mortgage rates decide my fate! If rates improve, I enjoy sweet honey on camera 🍯. If they worsen… I get stung by a bee 🐝. This week, it’s another honey week! 📉 Why…
My goal with this post is to help you shop your mortgage. Shopping for the best deal on ANYTHING we buy is something we ALL want to do. For some things that’s easier said than done. And in many cases,…
Ready to buy a home, but your credit score score is less than stellar? Let’s talk about how to improve your credit score to help you buy a home with better terms. When starting a mortgage application, a mortgage lender…
What does a lender look at when determining qualifications for a home loan? A mortgage lender looks at four areas to determine qualification for a borrower to obtain a mortgage loan to buy a home. We refer to these as The…
Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
