Cinch Home Loans is a team of highly qualified mortgage professionals. Our idea is simple: If your loan is a cinch, then don’t overpay.

The Cinch Home Loans team provides quick, accurate, and reliable service to current and future homeowners in California, Colorado, Florida, Idaho, and Utah. Specifically, we specialize in providing affordable mortgage origination services for customers of owner-occupied properties with good credit. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, our team at Cinch Home Loans is a brokerage that uses wholesale lenders and interest rates, meaning there are no hidden fees.

What makes Cinch Home Loans different?

The benefit of a mortgage broker materialized through an age-old secret of saving money by purchasing products through wholesale outlets. It should be no different when shopping for your mortgage, and that’s where we at Cinch Home Loans have become a game-changer. As a full-service brokerage, you gain access to wholesale mortgage interest rates. Instead of paying hidden fees, back-end points, or built-in margins; our compensation is completely transparent.

So, if you have good credit and are in the market to finance or refinance your property, look no further than Cinch Home Loans where you’re guaranteed to get an affordable and upfront rate.

NMLS 399255. Utah DRE 7915137, 8906775. California BRE 01952492. Idaho MLB- 8429, Colorado and Florida.

Headquarters in Draper, Utah.  

Best rates for Home Purchase Loans and Refinancing in Draper, Utah

Welcome to the official site of Cinch Home Loans. We are a full-service mortgage company based in Drapeer, Utah. We specialize in Home Purchase Loans and Refinancing. We serve the surrounding cities in Salt Lake County, the State of Utah, Colorado, California, Florida and Idaho. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes Cinch Home Loans unique is that we offer the following niche programs as well: Renovation Loans

Call Cinch Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.